Roth Conversion Calculator Journal

The Basics of Roth Conversions Deciding whether to convert part of your traditional IRA or 401(k) to a Roth IRA is one of the more nuanced decisions in retirement planning. The trade-off is straightforward: you pay income tax now on the amount you convert, and in return, future growth and withdrawals are tax-free. But the math behind that trade-off is anything but simple. That is where a Roth conversion calculator becomes useful. It helps you run the numbers without having